If you could just get out there on the land, far from spreadsheets and stress, cubicles and car alarms, things would surely be different. For city dwellers, the vision of making a living from the earth salves the psychic wounds of a day job, and acts as an antidote to urban malaise. My first day on the farm was rough.įarming dreams are a modern seduction.
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Several hours later, every muscle ached my skin was caked with soil and sweat. At one point I lost my (poorly chosen) slip-on sneakers in the mud, forcing me to go elbow-deep to excavate. Being on rock duty meant that I had to hustle behind a tractor, hoist rocks from the newly tilled dirt and toss them in the front bucket. Winters’ Hill Hollow Farm is situated in upstate New York, a region infamous for its stony topsoil. I was on rock duty – a tough job on any day, but especially on this muggy June afternoon, with nary a cloud to block the sun. With those words, farmer Eliza Winters dispatched me to the field.
We take pride in the portfolio of very satisfied clients who have managed to make their Ag businesses thrive with the funding they received from us.įor financing questions, please contact Laura Maffei to get started.“Sorry – you’re low man on the totem pole.” Our competitive rates and commitment to responsive personal service make us stand out from other banks. Our goal is to encourage growth throughout the agricultural sector - on California’s Central Coast and statewide - providing Farmer Mac financing to farmers and ranchers who have the vision and long-term plans needed to put funds to productive use.Ĭommunity West Bank’s Ag bankers are ready to discuss your business plans, analyzing the major aspects that need to be considered. Understanding the needs of agricultural business owners makes us aware of the positive impact that working capital has on their agribusinesses. We work hard at assessing each request as quickly as possible and providing you answers within a matter of days. Whether you need new land for production, or are ready to refinance your land at more favorable terms, we understand your needs and can help you find the best financing option for your particular situation. One of the main reasons why farm and ranch owners turn to banks for funding is for real estate - primarily land. Whether you’re interested in starting a farm, expanding your ranch, or making your existing Ag business thrive, we offer options in agriculture financing and refinancing, including ranch and farm credit for: Our expertise in serving agribusinesses, our affiliation with national agencies such as the USDA Farm Service Agency, and our status as an approved lender for Farmer Mac loans allow Community West Bank to respond to your request quickly, with average approval time of two days or less on Famer Mac loans! Our Ag lenders have many years of direct experience serving farmers and ranchers specifically, and are aware of the limitations, as well as the opportunities, that exist for you.Ĭommunity West Bank agricultural bankers will assess each Ag financing request carefully and consider the complex factors that can influence your loan before providing you with a financing plan.
That's because the profitability of an Ag business can vary considerably, depending on factors such as weather and location.Ĭommunity West Bank can fulfill the financing needs of farmers and ranchers, offering Farmer Mac loans to those who want to buy or refinance farm or ranch land or kick-start their agricultural business. Most banks tend to be wary of offering farm loans to agricultural businesses since they perceive this type of financing to be high risk. Agricultural financing has always been challenging for farmers and ranchers.
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